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Tesla has launched its new insurance producing using “real-time driving behavior” to customers in Texas.

Elon Musk’s company does already offer Tesla insurance to customers in California. However, the new insurance service for Texans will utilize real-time driving data and the company’s proprietary “safety score” which it also uses to decide who gets access to Autopilot.

“Tesla offers insurance using real-time driving behavior. This is currently available to all Model S, Model 3, Model X and Model Y owners in Texas.”

“Unlike other telematics or usage-based insurance products, Tesla does not require an additional device to be installed in your vehicle. Tesla uses specific features within the vehicle to evaluate your premium based on your actual driving. You will make monthly payments based on your driving behavior instead of traditional factors like credit, age, gender, claim history and driving records used by other insurance providers.”

According to Electrek, Tesla’s safety score is based on five metrics: forward-collision warnings per 1,000 miles, hard braking, aggressive turning, unsafe following distance, forced Autopilot disengagement.

Tesla also reckons that the drivers it deems “average” in terms of safety could save between 20% and 40% on their insurance premiums, with the safest drivers saving between 30% and 60%.

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